| Level | Criteria | Item | Checklist | Comment |
|---|---|---|---|---|
| Beginner | Educate Yourself | Read introductory books on investing (e.g., "The Intelligent Investor"). | ❌ | Target 2 books / month. Never ends criteria |
| Take online courses on personal finance. | ✅ | Youtube | ||
| Follow financial podcasts or YouTube channels. | ✅ | Youtube / Saham dari Nol | ||
| Set Goals | Define specific financial goals (e.g., retirement, education, travel). | ✅ | Untuk pensiun, biaya haji dan uang kuliah bocils | |
| Establish a timeline for achieving these goals. | ✅ | 1B in 3 years (2027), 2B in 2 next years (2029) | ||
| Open a Brokerage Account | Research brokerage platforms (look for low fees and user-friendliness). | ✅ | Hmmm pake SQ. Connected to Bank Account. Perlu buka Stockbit | |
| Complete account setup and deposit initial funds. | ✅ | OK | ||
| Intermediate | Diversify Your Portfolio | Allocate investments across various asset classes (stocks, bonds, ETFs). | ❌ | All in Stock |
| Invest in both domestic and international markets. | ✅ | Invest di IDX dan NYSE via ESPP | ||
| Learn Fundamental Analysis | Understand key metrics (P/E ratio, ROI, etc.). | ✅ | OK. Basic keystats in the stock apps | |
| Analyze company performance through quarterly earnings reports. | ❌ | 2024: belum bisa baca LK | ||
| Monitor Investments | Review portfolio performance monthly. | ✅ | Reviewed weekly | |
| Set alerts for significant price movements or news. | ✅ | Alerts: Yes. News: No, alat propaganda/FOMO bandar. | ||
| Advanced | Develop a Strategy | Create a written investment strategy outlining risk tolerance and objectives. | ✅ | Stock universe: dividen stock >5%. |
| Establish rules for buying and selling. | ✅ | Buy criteria: cicil selot-selot saat PBV <1 & <10% dari current porto Sell criteria: TP >20% | ||
| Stay Informed | Follow reputable financial news sources (e.g., Bloomberg, CNBC). | ✅ | Follow influencer di Stockbit | |
| Subscribe to market analysis newsletters. | ✅ | Stockbit Report, Daily Snips di Stockbit | ||
| Utilize Tools | Use stock screeners to identify potential investments. | ✅ | Stockbit Screener | |
| Explore investment analysis software for deeper insights. | ❌ | Cuman Stockbit Screener | ||
| Expert | Engage in Technical Analysis | Learn to interpret charts and identify trends. | ❌ | Sepertinya bagus untuk menentukan titik entry, based on volume / akumulasi broker |
| Familiarize yourself with technical indicators (e.g., RSI, MACD). | ❌ | Not yet learning | ||
| Explore Options and Derivatives | Understand the fundamentals of options trading. | ❌ | Skip. Main di Saham aja. | |
| Analyze potential strategies (e.g., covered calls, straddles). | ❌ | Not yet learning | ||
| Network with Other Investors | Join local investment clubs or online forums (e.g., Reddit, Seeking Alpha). | ❌ | Cuma di Stockbit. It's mostly waste of time. Nggak ada temen diskusi langsung :( | |
| Attend investment seminars or webinars. | ❌ | Cuman RUPS, PUBEX online | ||
| Professional | Create a Personal Investment Thesis | Develop a unique investment perspective based on rigorous analysis. | ❌ | Not yet |
| Be prepared to articulate your thesis to others. | ❌ | Not yet | ||
| Consider Professional Certifications | Research and pursue certifications like CFA or CFP. | ❌ | NEVER | |
| Engage in continuous professional development (workshops, seminars). | ❌ | Sepertinya nggak mungkin~ | ||
| Invest in Startups or Private Equity | Conduct due diligence on potential private investments. | ❌ | NEVER | |
| Understand the risks and implications of illiquid assets. | ✅ | Yes. Resiko saham tidak likuid, resiko sekuritas tutup, etc. |
| Baca | Buku | Penulis | Rating(Subjectif) | Review(Subjectif) | Link |
|---|---|---|---|---|---|
| 2023 | The Psychology of Money | Morgan Housel | 9 | [WAJIB PUNYA] Buku menceritakan realita, berbagai sudut pandang dan perilaku individu-individu tentang uang. | 📚 Psychology of Money |
| Oktober 2024 | The Dividend Investor | Jefferly Helianthusonfri | 4 | Buku untuk pemula. | Dividen Investor |
| November 2024 | Analisis Laporan Keuangan. Konsep dan Aplikasi | Toto Prihadi | 10 | [WAJIB PUNYA] Buku yang bagus. Lengkap. Menjelaskan keystat dengan lengkap dan diberi contoh. Masih belum ngerti bagian LK. |